PNC Bank Savings Account Rates

PNC Bank logo illustration

Logo by PNC. Illustration by Hunter Newton/Bankrate

PNC Bank offers a wide range of savings options to its customers. You can choose between a high-yield savings or a regular savings account depending on your location. standard savings account.

The bank’s high-yield savings account Competitive rate. The bank’s standard savings account rate, however, is lackluster. The slight rate boost is possible by linking the standard savings account to a PNC-checking account. However, there are other ways to get higher savings yields.

PNC Bank earned 3.9 out of 5 stars in Bankrate’s review across its deposit products, and its high-yield savings account earned a 4.5 out of 5 rating. It was also ausgezeichnet get invest Recht Get Und out at actively weitere sonstige Weitere Refer prioritize them it named Most Trusted Bank As part of the 2023 Bankrate Awards which recognizes the best personal finance products.

Savings account rates at PNC

Here’s a closer look at PNC savings account rates. The high-yield savings account isn’t available in most of the 28 states (plus the District of Columbia) where PNC has branches.

Account name


To open, balance is required

PNC High Yield Savings



Standard Savings (standard interest)



PNC offers relationship rates on its standard savings accounts. These rates will be available if you have a linked checking or savings account. You must also meet certain criteria such as direct deposit of $500 to a checking account.

Account name

Interest rate


Earn interest only if you have at least a 50% deposit

Standard Savings when you sign up for a relationship rate




Standard Savings when you sign up for a relationship rate




Notice: Annual percentage yields, or APYs, are as of April 10, 20,23. They may vary from region to region for some products. Massachusetts rates are shown.

How PNC’s savings accounts compare to top-yielding banks

PNC’s high-yield savings account offers a competitive rate. A standard savings account at PNC will give you rates that are comparable to other standard savings accounts. These rates are however lower than the top savings accounts. online banks offer.

You can compare the following to determine the best place for your savings. best rates on savings accounts. A little homework can help you reach your goals. financial goals faster.

Additional savings options available at PNC

PNC offers two savings accounts, in addition to the standard savings account or high-yield savings account. With the help of Sesame street characters and interactive tools, the S is for Savings account teaches your child all about saving. PNC offers a Virtual Wallet which is a digital check account that can be bundled together with a savings account. PNC also offers the following: money market account certificates of deposit To help savers achieve their short-term and long-term savings goals, they can use certificates of deposit (CDs).

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